M-Pesa Charges in Tanzania Ada za M-Pesa (2024 Updated)

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M-Pesa charges in Tanzania or Ada za M-Pesa, also known as makato ya mpesa, is the charge that is deducted after any M-Pesa transition. If your looking to know about price and M-Pesa Charges in Tanzania, this article is for you.

Makato ya Mpesa

Makato ya m-pesa is a fee charged by Mpesa when an Mpesa customer in general make a transaction to send or withdraw money through an agent or Bank from Mpesa. If  want to learn makato ya M-Pesa below is the list of M-Pesa Tariffs in Tanzania.

Sending Money to Registered Customers (Kutuma Pesa kwa wateja Waliosajiliwa)

Below is chart with price and ada, makato ya m-pesa for customer who want to send money using m-pesa to other registered customers in Tanzania (Kutuma Pesa kwa wateja Waliosajiliwa). The table also contain government levy known as “Ada na makato ya serikali” for M-Pesa when a customer is sending money to another registered customer.

Ada za M-Pesa Charges (Fee)
Amount TZS
Ada ya M-Pesa
Tozo Serikali
Jumla tozo zote
From
To
200
499
15
10
25
500
999
15
10
25
1,000
1,999
30
10
40
2,000
2,999
30
10
40
3,000
3,999
50
14
64
4,000
4,999
60
27
87
5,000
6,999
130
54
184
7,000
9,999
150
56
206
10,000
14,999
350
102
452
15,000
19,999
360
195
555
20,000
29,999
380
306
686
30,000
39,999
400
351
751
40,000
49,999
410
419
829
50,000
99,999
720
573
1,293
100,000
199,999
1,000
707
1,707
200,000
299,999
1,200
821
2,021
300,000
399,999
1,500
838
2,338
400,000
499,999
1,500
982
2,482
500,000
599,999
2,200
1,245
3,445
600,000
699,999
3,300
1,532
4,832
700,000
799,999
3,300
1,700
5,000
800,000
899,999
3,500
1,750
5,250
900,000
1,000,000
3,500
1,776
5,276
1,000,001
3,000,000
5,000
1,875
6,875
>3,000,001
5,000
2,000
7,000

Sending Money to Other Networks (Kutuma Pesa kwenda mitandao mingine)

Below is chart with price and ada, makato ya m-pesa for customer who want to send money using m-pesa to other Networks in Tanzania (Kutuma Pesa kwenda mitandao mingine). The table also contain government levy known as “Ada na makato ya serikali” for M-Pesa when a customer sends money to other networks in Tanzania.

Ada za M-Pesa Charges (Fee)
Amount TZS
Ada ya M-Pesa
Tozo Serikali
Jumla tozo zote
From
To
200
499
15
10
25
500
999
15
10
25
1,000
1,999
35
10
45
2,000
2,999
45
10
55
3,000
3,999
68
14
82
4,000
4,999
81
27
108
5,000
6,999
180
54
234
7,000
9,999
180
56
236
10,000
14,999
495
102
597
15,000
19,999
495
195
690
20,000
29,999
540
306
846
30,000
39,999
612
351
963
40,000
49,999
675
419
1,094
50,000
99,999
1,125
573
1,698
100,000
199,999
1,440
707
2,147
200,000
299,999
1,710
821
2,531
300,000
399,999
2,070
838
2,908
400,000
499,999
2,250
982
3,232
500,000
599,999
2,880
1,245
4,125
600,000
699,999
3,870
1,532
5,402
700,000
799,999
3,870
1,700
5,570
800,000
899,999
3,870
1,750
5,620
900,000
1,000,000
5,400
1,776
7,176
1,000,001
3,000,000
5,400
1,875
7,275
>3,000,001
5,400
2,000
7,400

Sending Money to Unregistered Customers (Kutuma Pesa kwa Wateja Wasiosajiliwa)

Below is chart with price and ada, makato ya m-pesa for customer who want to send money using m-pesa to other unregistered customers (Kutuma Pesa kwa Wateja Wasiosajiliwa). The table also contain government levy known as “Ada na makato ya serikali” for M-Pesa when a customer is sending money to other unregistered customer.

Ada za M-Pesa Charges (Fee)
Amount TZS
Ada ya M-Pesa
Tozo Serikali
Jumla tozo zote
From
To
200
499
500
999
1,000
1,999
375
10
385
2,000
2,999
375
10
385
3,000
3,999
650
14
664
4,000
4,999
710
27
737
5,000
6,999
1,080
54
1,134
7,000
9,999
1,150
56
1,206
10,000
14,999
1,800
102
1,902
15,000
19,999
2,210
195
2,405
20,000
29,999
2,230
306
2,536
30,000
39,999
2,750
351
3,101
40,000
49,999
3,110
419
3,529
50,000
99,999
4,370
573
4,943
100,000
199,999
6,300
707
7,007
200,000
299,999
7,700
821
8,521
300,000
399,999
8,500
838
9,338
400,000
499,999
9,000
982
9,982
500,000
599,999
10,200
1,245
11,445
600,000
699,999
11,300
1,532
12,832
700,000
799,999
11,300
1,700
13,250
800,000
899,999
11,500
1,750
13,000
900,000
1,000,000
11,500
1,776
13,276
1,000,001
3,000,000
>3,000,001

Withdraw Money to Agents/ATMs (Kutoa Pesa kwa Wakala/ATM)

Below is chart with price and ada, makato ya m-pesa for customer who want to withdraw money using m-pesa from Agents and ATMs (Kutoa Pesa kwa Wakala/ATM). The table also contain government levy known as “Ada na makato ya serikali” for M-Pesa when a customer is withdrawing money to Agents or ATMs in Tanzania.

M-Pesa Charges
Amount TZS
Ada ya M-Pesa
Tozo Serikali
Jumla tozo zote
From
To
200
499
80
10
90
500
999
175
10
185
1,000
1,999
350
10
360
2,000
2,999
400
10
410
3,000
3,999
600
14
614
4,000
4,999
650
27
677
5,000
6,999
950
54
1,004
7,000
9,999
1,000
56
1,056
10,000
14,999
1,450
102
1,552
15,000
19,999
1,450
195
1,645
20,000
29,999
1,850
306
2,156
30,000
39,850
1,850
351
2,201
40,000
49,999
2,350
419
2,769
50,000
99,999
2,700
573
3,273
100,000
199,999
3,650
707
4,357
200,000
299,999
5,300
821
6,121
300,000
399,999
6,500
838
7,338
400,000
499,999
7,000
982
7,982
500,000
599,999
7,500
1,245
8,745
600,000
699,999
8,000
1,532
9,532
700,000
799,999
8,000
1,700
9,700
800,000
899,999
8,000
1,750
9,750
900,000
1,000,000
8,000
1,776
9,776
1,000,001
3,000,000
8,000
1,875
9,875
>3,000,001
10,0000
2,000
12,000

Sending Money to Bank (Kutuma Pesa Benki)

Below is chart with price and ada, makato ya m-pesa for customer who want to send money using m-pesa to any banks in Tanzania (Kutuma Pesa Benki). The table also contain government levy known as “Ada na makato ya serikali” for M-pesa when a customer is sending money to any banks in Tanzania.

M-Pesa Charges
Amount TZS
Ada ya M-Pesa
Tozo Serikali
Jumla ya tozo zote
From
To
200
499
100
10
110
500
999
100
10
110
1,000
1,999
100
10
110
2,000
2,999
200
10
210
3,000
3,999
200
14
214
4,000
4,999
400
27
427
5,000
6,999
800
54
854
7,000
9,999
800
56
856
10,000
14,999
1,200
102
1,302
15,000
19,999
1,200
195
1,395
20,000
29,999
1,800
306
2,106
30,000
39,999
2,400
351
2,751
40,000
49,999
2,400
419
2,819
50,000
99,999
2,800
573
3,373
100,000
199,999
3,600
707
4,307
200,000
299,999
5,000
821
5,821
300,000
399,999
6,000
838
6,838
400,000
499,999
6,000
982
6,982
500,000
599,999
8,000
1,245
9,245
600,000
699,999
8,000
1,532
9,532
700,000
799,999
8,000
1,700
9,700
800,000
899,999
9,000
1,750
10,750
900,000
1,000,000
9,000
1,776
10,776
1,000,001
3,000,000
11,100
1,875
12,975
>3,000,001
11,100
2,000
13,100

Makato ya M-Pesa, M-Pesa Charges, Ada za M-Pesa FAQs

What are the daily and account balance limits for M-Pesa

You can send up to Tshs 5m per day or have up to Tshs 10m in your M-Pesa account whenever you complete your registration

When can you begin using M-Pesa after swapping your phone number

According to Vodacom Tanzania, You can start using M-Pesa after 48 hours when you swap your number.

What is the fee for checking the balance in M-Pesa?

If you make a transaction to check the balance, you will be charged Tsh 60, if you use Mpesa App for Android or iOS this service is Free.

  • Amani Joseph says:

    This is just a test

  • >
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